Pru Life UK proudly launches PRU Term Lindungi, its first life protection plan in the Philippines that is compliant with Islamic laws. Rooted in the principles of mutual aid, fairness, and shared responsibility, this product offers ethical, inclusive, and affordable financial protection for all Filipino communities—regardless of faith, background, or income.
For as low as P250 per year, policyholder-participants are guaranteed with P100,000 in death benefit.
PRUTermLindungi has no riba (interest), no maysir (gambling), and no gharar (uncertainty).
Available to Filipinos aged 18 to 60, PRU Term Lindungi is renewable on a yearly basis, offering a flexible and accessible option for more Filipinos to meet their protection needs.
Contributions go into a Shari’ah-compliant Tabarru’ Fund or shared fund managed by Pru Life UK, separate from its conventional business.
Claims for participants will be sourced from the Tabarru’ Fund. Any unused funds, if available, will be fairly distributed, reinforcing transparency and solidarity within the community.
While made with our Muslim brothers and sisters in mind, this product is for everyone.
PRU Term Lindungi adheres to Islamic principles while welcoming individuals of all religions, ethnicities, and walks of life. It is especially suited for breadwinners, parents, small business owners, and young adults, including students, seeking peace of mind and financial security for their loved ones.
