GoTyme Bank said it will continue scaling with an aggressive physical expansion, aiming to have a kiosk in every SM Store across the country by the third quarter of 2025.
GoTyme Bank said it will also introduce features such as local stock investing in the third quarter; curated cryptocurrency trading inside the app;
cash deposit and withdrawal machines with self-service and off-us functionality; and a new Go Rewards earning scheme, with 1 point per P100 spent at partner stores, and 1 point per P500 spent elsewhere.
The bank said it has recorded several major milestones in user growth, financial trust, and service expansion in the second quarter of 2025.
“In under three years, 6.5 million Filipinos have chosen to upgrade their banking experience with GoTyme Bank,” Nate Clarke, GoTyme Bank chief executive officer, said. “GoTyme users spent over P10.5 billion on the GoTyme Bank card in the last three months and in the past year has been used in over 100 countries, meaning GoTyme customers are not just using the card here, they are taking us with them as they explore the world.”
GoTyme Bank is now among the top four banks in monthly active app users and top 5 in Instapay sends, placing it in league with the country’s largest financial institutions.
To date, GoTyme Bank holds over P30 billion in customer deposits, a staggering achievement that requires a high level of diligence and security tech.
In response to its growing depositor base, GoTyme Bank introduced tighter authentication controls, including mandatory biometric checks when relinking devices, to better protect customers against phishing scams. The bank also has enhanced fraud detection systems to catch threats faster and more accurately.
GoTyme Bank said it will continue scaling with an aggressive physical expansion. “By the third quarter of 2025, every single SM Store across the country will proudly host a GoTyme Bank kiosk,” GoTyme Bank co-CEO Albert Tinio said. “That’s more than 70 new locations where anyone can walk up, open an account in under five minutes, receive a free Visa debit card, and instantly step into the world of beautiful, seamless banking.”
GoTyme Bank also supports small businesses through partnerships with Paymongo and foodpanda, where it is extending credit up to P3 million to small businesses.
GoTyme Bank has also rolled out a Buy Now, Pay Later product designed to be user-friendly and affordable.
