Wednesday, April 30, 2025

Bank lets clients choose the way they pay with new app

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BDO, the country’s biggest bank, offers both its existing and potential customers that same freedom of choice in its e-wallet app: BDO Pay.

With the BDO Pay app, you can choose the accounts or cards you want to link and skip the ones you don’t.

Other e-wallet apps need to be loaded and maintained as separate accounts, which can lead to unnecessary hassle.

Imagine standing in line for a bag of chips and a drink, only to get to the counter and realize that your mobile wallet is short by P5.00. You’ve got no choice but to hold up the line. BDO Pay is different. It’s an e-wallet app that lets you link just one, a couple, or all of your BDO Debit Cards, Credit cards, or Deposit Accounts to the app. You choose which ones.

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With the BDO Pay app, you can choose the accounts or cards you want to link and skip the ones you don’t.

This means that the savings account where you’re putting the pocket money for your upcoming Japan trip remains untouched, and you’re only using your debit and credit card.

Other people might want just one card or account linked to BDO Pay, some might want all of them. The app offers both flexibility and security, giving you the freedom to choose.

When you Scan to Pay, you can choose your source account or card.

That coffee and pastry? Maybe you want to charge it to debit so it comes from your daily budget, but you want that new shirt to be on credit so that you can pay for it next month when your credit card bill arrives. The little choices can help spell the difference between a seamless transaction at the store or a negative one, which can affect everything else: our mood, our interactions with other people, and even our productivity at work and disposition at home. Having choices is empowering.

BDO is a full-service universal bank which provides a wide range of corporate and retail services such as traditional loan and deposit products, treasury, trust banking, investment banking, private banking, rural banking and microfinance, cash management, leasing and finance, remittance, insurance, cash cards, credit cards, and online and non-online brokerage services.

BDO has the country’s largest distribution network, with over 1,600 consolidated operating branches and more than 4,700 ATMs nationwide. It also has 16 international offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America and the Middle East.

The bank also offers digital banking solutions to make banking easier, faster, and more secure for its clients.

BDO is ranked as the largest bank in terms of total assets, loans, deposits and trust funds under management based on published statements of condition as of September 30, 2023.

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