Rang-ay Bank, the rural bank of choice in Northern Luzon, has long established its commitment in the financial landscape. Founded on January 16, 1956, by Ilocano leaders Doña Numeriana Tavora-Querol and Don Teofilo A. Nisce, the bank has grown from its humble beginnings to become the biggest bank in its class in the Ilocos and Cordillera Regions, boasting a wide network of 31 banking offices. This remarkable journey is a testament to Rang-ay Bank’s unwavering commitment to the values of trust, resilience, and community spirit.
Rang-ay Bank Chairman Ives Nisce continues to be hands-on when it comes to looking at the bank’s valued clients. “For decades, Rang-ay Bank has been driven by a clear vision: to empower North Luzon with globally competitive banking services. Our mission is to actively hasten progress in the communities of the Ilocos Region and the Cordillera through accessible and affordable banking services. We firmly believe that by providing the right financial tools and opportunities, we can contribute significantly to the overall economic prosperity of our region” shared Nisce.
A significant aspect of Rang-ay Bank’s dedication lies in its robust support for Micro, Small, and Medium Enterprises (MSMEs), including Agri-businesses. Recognizing the vital role these enterprises play in the local economy, the bank offers flexible loan programs designed to provide much-needed working or start-up capital.
“The dynamic movement of MSMEs here in Northern Luzon gave our company an idea on what we can develop in terms of banking products that can help our clients achieve their business objectives” said Ives Jesus Nisce II President and CEO, Rang-ay Bank. “Our commitment goes beyond simply providing loans. We will continue to innovate and offer competitive banking services tailored to help individuals and enterprises in our region expand their investments and contribute to the prosperity of our communities” said Nisce II.
Understanding the unique challenges and opportunities in the provinces, Rang-ay Bank has streamlined its processes to provide efficient and accessible services. Rang-ay Bank’s local presence allows for quicker processing, with housing, business, and agricultural loans potentially approved in as short as five working days. Furthermore, recognizing that not all borrowers have traditional collateral, the bank offers several collateral-free loan programs, ensuring that more individuals and businesses can access the financial support they need to grow.
As Rang-ay Bank celebrates its 70th year this 2026, building upon its strong foundation and legacy, its vision and mission continues to involve the people from Northern Luzon. From simple loans to business investments, Rang-ay Bank has established itself to be the leading and most trusted financial partner in Northern Luzon, driving inclusive growth and prosperity through innovative and sustainable banking solutions. By providing accessible financial solutions, actively supporting MSMEs and the agricultural sector, and fostering strong community partnerships, Rang-ay Bank continues to invest in the future and contribute significantly to the progress and prosperity of the North.
