Financial resolutions to keep in 2025

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The start of another year marks a new beginning for many, making it the ideal time to foster habits and manage goals. Alongside prioritizing health and wellness, spending time with family, and trying out new hobbies, one of the most common new year’s resolutions by people across the globe is to be more financially responsible.

Your journey towards reaching your financial goals starts with knowing where you spend your money. Being aware of your spending habits can help you balance your income with your expenses, and stick to your intended budget better. It also gives you an idea on what aspects of your budget you should save more on and where you can splurge a little.

Prioritizing necessities over trending items can help you keep your finances in check and avoid incurring debt.

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Unexpected and urgent situations like health emergencies, unemployment, and natural disasters can take a toll on your finances and derail you from achieving your goals. One way to prevent this is by building an emergency fund that can cover at least three months of expenses depending on your household’s financial situation.

Avoid the stress of late fees and penalties by making it a habit to settle all your outstanding balances on time.

Try out additional streams of income to make it a year of abundance and growth. It doesn’t have to be something overly grand and complicated; you can start with something you already know like baking, handicrafts or digital and creative services, and offering them on social media. Consult with your business savvy friends and stay updated with the latest trends to know which small business ideas have the most potential to thrive.

This 2025, Buo ang Tiwala sa Tala is your reliable partner in fulfilling your financial resolutions.

Tala user Hector is a testament to the positive impact of Tala’s financial services to its customers. As someone who lost his job during the pandemic, he had to find other ways to support his family. He decided to start a fruit stand and applied for a loan from Tala to use as capital.

“Tala is one of the things that pushed me to keep going. As my loan limit grew, we were able to sell more things aside from fruits including ulam, bags, accessories, and clothes. This really helped our family and now we’re working harder to expand our business even more so we can finally buy our own home,” said Hecto.

“As we welcome another year, Tala remains committed to cultivating trust and helping bridge the financial inclusion gap among the global majority. We aim to enable more Filipinos to achieve their goals through our innovative financial services, fast and hassle-free loan approvals, and easy and flexible repayment options,” said Charisse Alvarez, Tala Philippines president.

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