Medical protection in a time of pandemic

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    Patients can incur large expenses for getting hospitalized when availability of a treatment for a disease is uncertain. Epidemics and pandemics are normally excluded from medical insurance coverage for this reason.

    According to the Department of Health, over 500,000 cases of COVID-19 infections have been recorded in the Philippines. Getting hospitalized for the disease can amount to millions of pesos—money most Filipinos do not have. PCPH understands having medical insurance to cover for such a hefty cost is invaluable, thus providing coverage for COVID-19 since March 2020, superseding their standard exclusion on pandemics for their medical plans.

    “We have always thought of Pacific Cross as an instrument in aiding our clients especially in these trying times. We want to be a reliable and trusted ally for our customers. We will continue to be here for our clients by providing support to them when and where we can,” said Pacific Cross President and CEO Mr. Daniel Daly on why they decided to provide coverage for COVID-19.

    Pacific Cross Philippines has assisted over 400 clients affected by COVID-19 and has paid over PHP 57 million in medical claims.

    With over 70 years of solid experience in the insurance industry, PCPH has taken their expertise to fine tune products and provide value-packed medical insurance plans such as their Select Plans. These plans let clients enjoy no-cash-outlay for in-patient and emergency out-patient medical treatment using Pacific Cross’s accredited network. Clients can also opt to file their eligible claims for reimbursement with Pacific Cross.

    PCPH’s Select Plans are sought after for its basic hospital benefits, critical care benefits, surgical benefits, coverage of auto-immune conditions, annual physical examination, and value-added benefits such as sports coverage for recreational sports like scuba diving and free child coverage for any number of children born by a female client during her period of insurance with Pacific Cross.