When it comes to financial protection, understanding your rights as a beneficiary is crucial.
In a recent episode of “CIA with BA,” Monina, an overseas Filipino worker (OFW) in Hong Kong, raised a pressing legal question: Can she remove her spouse as a beneficiary?
Her inquiry during the segment “Tanong ng Pilipino” opened up a vital discussion about the legal framework governing beneficiaries in the Social Security System (SSS) and PAG-IBIG Fund.
Monina directly asked, “Pwede po bang tanggalin as beneficiary ang asawa?”
Responding to her query, Senator Alan Peter Cayetano explained the legalities surrounding beneficiaries in both institutions.
“Dun sa SSS at PAG-IBIG, nasa batas mismo ng SSS na ang beneficiary ay ‘yung asawa. Wala man ‘yan sa batas ng PAG-IBIG, pero both [of them], meron silang rules and regulations.”
He clarified that removing a spouse as a beneficiary is not a straightforward process and emphasized the rationale behind these regulations, emphasizing that they serve as a form of protection for spouses.
“‘Di mo basta-basta mapapalitan ‘yan [dahil] proteksyon din ‘yan ng mag-asawa,” he noted.
The episode once again showcased how “CIA with BA” provides practical legal insights, especially for Filipinos facing complex personal and legal dilemmas.
“CIA with BA” airs every Sunday at 11 p.m. on GMA7, with replays on GTV the following Saturday at 10:30 p.m. The show continues the legacy of the late Senator Rene Cayetano.
