Pag-IBIG Fund has offered a one-month moratorium on housing loan payments to assist members affected by Severe Tropical Storms Crising, Dante, Emong, and the Southwest Monsoon, responding to President Ferdinand R. Marcos Jr.’s call to deliver swift relief to calamity-stricken members.
Housing loan borrowers residing or working in officially declared calamity areas—including Manila, Quezon City, Cebu City, Marikina City, Malabon City, Dagupan City, Cavite province, Calumpit in Bulacan, Sebaste and Barbaza in Antique, Calasiao and Umingan in Pangasinan, and Cainta in Rizal—may apply for the moratorium. Additional areas declared under calamity status will also be covered.
“Pag-IBIG Fund stands in full support of President Marcos’ directive to extend immediate assistance to our fellow Filipinos affected by Typhoons Crising, Dante and Emong and the heavy monsoon rains,” said Secretary Jose Ramon P. Aliling, head of the Department of Human Settlements and Urban Development and chairperson of the 11-member Pag-IBIG Fund Board of Trustees. “This one-month moratorium on housing loan payments reflects our commitment to compassionate governance and our determination to help affected members rebuild their lives during these difficult times.”
Under the moratorium, qualified borrowers will have monthly amortizations temporarily suspended for one month without penalties or additional interest. Loan terms will be extended accordingly, with all other conditions remaining unchanged.
Eligible borrowers may apply until August 24, 2025, online through Virtual Pag-IBIG or at any branch. No processing fee applies.
“Our priority is to reduce the financial burden on our members as they recover from the impact of recent calamities,” said Pag-IBIG Fund CEO Marilene C. Acosta. “This housing loan moratorium provides immediate relief so they can focus on their families, safety, and rebuilding. We understand what it means to face uncertainty after a disaster, and that is why we are here. We are ready to assist, to serve, and to provide not only financial support, but peace of mind to our members. Through our moratorium, calamity loan, and housing insurance services, Pag-IBIG Fund remains a dependable partner in every Filipino worker’s path to recovery.”
