Pag-IBIG Fund said it posted P28.04 billion in net income in the first half of 2025, the highest recorded since the agency was founded in 1980.
In a statement, Pag-IBIG Fund said this amount represented a 15.25 percent from P24.33 billion in January to June 2024.
In a statement over the weekend, Pag-IBIG Fund said its gross income reached P44.39 billion in January to June 2025, an increase of 11.65 percent compared with P39.76 billion in the same period last year.
Officials attributed the growth to strong collections and higher earnings from Pag-IBIG Fund’s housing and short-term loan portfolios.
“This performance shows how excellently we are managing the funds that our members have entrusted to us. With our strong fiscal standing, we remain capable of continuing to deliver our members’ benefits and are in a solid position to finance more homes under the Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program, in line with the directive of President Ferdinand R. Marcos Jr. to empower more Filipinos achieve better, more dignified lives,” Secretary Jose Ramon P. Aliling of the Department of Human Settlements and Urban Development, said. Aliling also chairs the 11-member Pag-IBIG Fund Board of Trustees.
Higher investment returns also contributed to the income growth Pag-IBIG Fund said. The agency’s income from investments surged by 51.79 percent year-on-year to P4.27 billion.
Pag-IBIG Fund said this was driven by strategic placements in bonds and other debt securities, money market instruments, equities, and investment properties. Investment income accounted for 5.56 percent of the agency’s total gross income in the first half of the year.
As of June 2025, Pag-IBIG Fund’s total assets stood at P1.14 trillion, reflecting a 7.02 percent or P74.90 billion increase from the yearend 2024 figure of P1.07 trillion.
Pag-IBIG Fund Chief Executive Officer Marilene Acosta said the agency’s strong performance directly benefits its members. Under its charter, the agency returns at least 70 percent of its annual net income to members in the form of dividends, which are credited to their savings every year.
