January 23, 2018, 8:03 am
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1 Philippine Peso = 0.07248 UAE Dirham
1 Philippine Peso = 2.15117 Albanian Lek
1 Philippine Peso = 0.03513 Neth Antilles Guilder
1 Philippine Peso = 0.37432 Argentine Peso
1 Philippine Peso = 0.02466 Australian Dollar
1 Philippine Peso = 0.03513 Aruba Florin
1 Philippine Peso = 0.03947 Barbados Dollar
1 Philippine Peso = 1.63391 Bangladesh Taka
1 Philippine Peso = 0.0315 Bulgarian Lev
1 Philippine Peso = 0.00743 Bahraini Dinar
1 Philippine Peso = 34.55654 Burundi Franc
1 Philippine Peso = 0.01974 Bermuda Dollar
1 Philippine Peso = 0.02619 Brunei Dollar
1 Philippine Peso = 0.13539 Bolivian Boliviano
1 Philippine Peso = 0.06307 Brazilian Real
1 Philippine Peso = 0.01974 Bahamian Dollar
1 Philippine Peso = 1.25863 Bhutan Ngultrum
1 Philippine Peso = 0.19114 Botswana Pula
1 Philippine Peso = 395.1056 Belarus Ruble
1 Philippine Peso = 0.03943 Belize Dollar
1 Philippine Peso = 0.02465 Canadian Dollar
1 Philippine Peso = 0.01899 Swiss Franc
1 Philippine Peso = 11.98717 Chilean Peso
1 Philippine Peso = 0.12629 Chinese Yuan
1 Philippine Peso = 56.09039 Colombian Peso
1 Philippine Peso = 11.14821 Costa Rica Colon
1 Philippine Peso = 0.01974 Cuban Peso
1 Philippine Peso = 1.78074 Cape Verde Escudo
1 Philippine Peso = 0.40983 Czech Koruna
1 Philippine Peso = 3.49517 Djibouti Franc
1 Philippine Peso = 0.12017 Danish Krone
1 Philippine Peso = 0.94356 Dominican Peso
1 Philippine Peso = 2.24754 Algerian Dinar
1 Philippine Peso = 0.25256 Estonian Kroon
1 Philippine Peso = 0.34873 Egyptian Pound
1 Philippine Peso = 0.537 Ethiopian Birr
1 Philippine Peso = 0.01614 Euro
1 Philippine Peso = 0.03952 Fiji Dollar
1 Philippine Peso = 0.01423 Falkland Islands Pound
1 Philippine Peso = 0.01424 British Pound
1 Philippine Peso = 0.08955 Ghanaian Cedi
1 Philippine Peso = 0.95481 Gambian Dalasi
1 Philippine Peso = 177.50149 Guinea Franc
1 Philippine Peso = 0.14478 Guatemala Quetzal
1 Philippine Peso = 4.06335 Guyana Dollar
1 Philippine Peso = 0.15424 Hong Kong Dollar
1 Philippine Peso = 0.4645 Honduras Lempira
1 Philippine Peso = 0.11993 Croatian Kuna
1 Philippine Peso = 1.2536 Haiti Gourde
1 Philippine Peso = 4.98796 Hungarian Forint
1 Philippine Peso = 262.6801 Indonesian Rupiah
1 Philippine Peso = 0.06734 Israeli Shekel
1 Philippine Peso = 1.2595 Indian Rupee
1 Philippine Peso = 23.36688 Iraqi Dinar
1 Philippine Peso = 722.49855 Iran Rial
1 Philippine Peso = 2.02684 Iceland Krona
1 Philippine Peso = 2.44306 Jamaican Dollar
1 Philippine Peso = 0.01395 Jordanian Dinar
1 Philippine Peso = 2.18305 Japanese Yen
1 Philippine Peso = 2.02388 Kenyan Shilling
1 Philippine Peso = 1.36803 Kyrgyzstan Som
1 Philippine Peso = 79.05665 Cambodia Riel
1 Philippine Peso = 8.11131 Comoros Franc
1 Philippine Peso = 17.76199 North Korean Won
1 Philippine Peso = 21.05013 Korean Won
1 Philippine Peso = 0.00592 Kuwaiti Dinar
1 Philippine Peso = 0.01618 Cayman Islands Dollar
1 Philippine Peso = 6.40616 Kazakhstan Tenge
1 Philippine Peso = 163.40439 Lao Kip
1 Philippine Peso = 29.70989 Lebanese Pound
1 Philippine Peso = 3.03631 Sri Lanka Rupee
1 Philippine Peso = 2.51372 Liberian Dollar
1 Philippine Peso = 0.24018 Lesotho Loti
1 Philippine Peso = 0.06017 Lithuanian Lita
1 Philippine Peso = 0.01225 Latvian Lat
1 Philippine Peso = 0.02645 Libyan Dinar
1 Philippine Peso = 0.1822 Moroccan Dirham
1 Philippine Peso = 0.33221 Moldovan Leu
1 Philippine Peso = 0.99072 Macedonian Denar
1 Philippine Peso = 26.54431 Myanmar Kyat
1 Philippine Peso = 47.6416 Mongolian Tugrik
1 Philippine Peso = 0.15887 Macau Pataca
1 Philippine Peso = 6.94691 Mauritania Ougulya
1 Philippine Peso = 0.64535 Mauritius Rupee
1 Philippine Peso = 0.3059 Maldives Rufiyaa
1 Philippine Peso = 14.08092 Malawi Kwacha
1 Philippine Peso = 0.36718 Mexican Peso
1 Philippine Peso = 0.07768 Malaysian Ringgit
1 Philippine Peso = 0.24178 Namibian Dollar
1 Philippine Peso = 7.06532 Nigerian Naira
1 Philippine Peso = 0.6045 Nicaragua Cordoba
1 Philippine Peso = 0.15516 Norwegian Krone
1 Philippine Peso = 2.01397 Nepalese Rupee
1 Philippine Peso = 0.02711 New Zealand Dollar
1 Philippine Peso = 0.00759 Omani Rial
1 Philippine Peso = 0.01974 Panama Balboa
1 Philippine Peso = 0.06337 Peruvian Nuevo Sol
1 Philippine Peso = 0.06241 Papua New Guinea Kina
1 Philippine Peso = 1 Philippine Peso
1 Philippine Peso = 2.17782 Pakistani Rupee
1 Philippine Peso = 0.06737 Polish Zloty
1 Philippine Peso = 110.75588 Paraguayan Guarani
1 Philippine Peso = 0.07183 Qatar Rial
1 Philippine Peso = 0.07523 Romanian New Leu
1 Philippine Peso = 1.11021 Russian Rouble
1 Philippine Peso = 16.49398 Rwanda Franc
1 Philippine Peso = 0.07401 Saudi Arabian Riyal
1 Philippine Peso = 0.15294 Solomon Islands Dollar
1 Philippine Peso = 0.26317 Seychelles Rupee
1 Philippine Peso = 0.13811 Sudanese Pound
1 Philippine Peso = 0.15903 Swedish Krona
1 Philippine Peso = 0.02605 Singapore Dollar
1 Philippine Peso = 0.01423 St Helena Pound
1 Philippine Peso = 0.43825 Slovak Koruna
1 Philippine Peso = 150.5822 Sierra Leone Leone
1 Philippine Peso = 11.09138 Somali Shilling
1 Philippine Peso = 395.67793 Sao Tome Dobra
1 Philippine Peso = 0.17269 El Salvador Colon
1 Philippine Peso = 10.16341 Syrian Pound
1 Philippine Peso = 0.24082 Swaziland Lilageni
1 Philippine Peso = 0.62838 Thai Baht
1 Philippine Peso = 0.04813 Tunisian Dinar
1 Philippine Peso = 0.04392 Tongan paʻanga
1 Philippine Peso = 0.07512 Turkish Lira
1 Philippine Peso = 0.1331 Trinidad Tobago Dollar
1 Philippine Peso = 0.57902 Taiwan Dollar
1 Philippine Peso = 44.22736 Tanzanian Shilling
1 Philippine Peso = 0.56937 Ukraine Hryvnia
1 Philippine Peso = 71.46241 Ugandan Shilling
1 Philippine Peso = 0.01974 United States Dollar
1 Philippine Peso = 0.56325 Uruguayan New Peso
1 Philippine Peso = 160.3513 Uzbekistan Sum
1 Philippine Peso = 0.19686 Venezuelan Bolivar
1 Philippine Peso = 447.97712 Vietnam Dong
1 Philippine Peso = 2.03691 Vanuatu Vatu
1 Philippine Peso = 0.0496 Samoa Tala
1 Philippine Peso = 10.5818 CFA Franc (BEAC)
1 Philippine Peso = 0.05329 East Caribbean Dollar
1 Philippine Peso = 10.49813 CFA Franc (BCEAO)
1 Philippine Peso = 1.92441 Pacific Franc
1 Philippine Peso = 4.9329 Yemen Riyal
1 Philippine Peso = 0.24034 South African Rand
1 Philippine Peso = 102.41761 Zambian Kwacha
1 Philippine Peso = 7.14229 Zimbabwe dollar

Five technologies that will define 2018 for PH

DIGITAL transformation in the Philippines is expected to accelerate exponentially this year. 

The many opportunities made available by planned improvement in connectivity and various tools available on Cloud services such as Amazon Web Services, protocols triggered by Blockchain and functionalities offered by artificial intelligence and chatbots are now ripe for the picking.

Checking around the many university-promoted hackathons and those created by incubators and start-up searchers there are so many needs to be answered and so many ways to execute a life-changing app. The Filipino developer can create the next Uber or Airbnb. But where could one find the next big thing?

To rationalize this question, consider these ten technologies that I believe will quickly transform 2018 digitally.

BLOCKCHAIN now also known as the “second Internet,” eliminates all manual processes of recording, reviewing and reconciling transactions using an irrevocable ledger. Blockchain provides the scalability, security, agility, reliability and efficiency to make business and individual transactions immutable and completely trustworthy. 

Blockchain transactions are valid individually through what is known as a distributed ledger. This individual proof of validity is also the authorization to make or constrain changes and enforce common changes. A consensus mechanism, developed and run by all parties involved will ensure security fabric for real time transactions can be verified by all those involved in the transaction.

Banks, financing institutions are the obvious beneficiaries of Blockchain but the technology will be advantageous to other industries and sectors as well. In education, it be used to securely conduct online classes and examinations. For government, one use is the creation of a national identification system via a digital identity protocol. For business and enterprise the 

In fact, cryptocurrency is based on and protected by Blockchain. Of the current applications for a distributed ledger, it is the management and use of cryptocurrency that may be the focus of developers in 2018.

Expect companies like Amihan and Hyperledger to lead the developments on Blockchain. Unionbank, with its Ark concept will also lead the next generation of banks, creating a new space for financial transactions.

BUSINESS BOTS will be the next target of Filipino developers. And why not? The country is one of the business process outsourcing centers in Asia and developing chatbots using Artificial Intelligence (AI) is just going to be relevant. Not that chatbots will replace humans in a call center. The idea of taking out routine tasks and assigning these to a conversing robot will make work more focused on tasks that need actual human interaction and understanding. 

Creative Pinoy developers can quickly create bots that can, for example, converse over an e-commerce platform like PoundIt. It can talk in English or Tagalog and can understand the customer’s need and intent, while it goes into a conversational state, instead of a typed or texted form. Filipinos love to talk and ask questions so Machine Learning (ML) and image recognition are key to this business bot. It must be able to respond intelligently. An agile system is necessary to make this integration work.

Now, readily available from Amazon Web Services (AWS) are services that make it easy to create a business bot. Using devices like Amazon Alexa and connecting the technology to Amazon Lex (a speech recognition service), Polly (for text to speech conversion) and Rekognition (image recognition) developers can shorten the work of developing applications with real time and meaning conversation with machines for routine tasks such as securing a boarding pass or getting a movie ticket. 

THE SUPER APP is a term I use in the development of on-demand apps that manage our time and location. 

Filipino developers I have met are always on the lookout for the next big app. Something the size of Uber or AirBnb. But the business model I believe must be more local—more attuned to the needs of the common Pinoy, like a commuting app that assures an empty seat on a UV Express, or a locator of the bus you need to get home or an app that keeps your place in a queue while in a medical center for a check up or the same place in the line at the bus terminal while you get a drink at the nearby 7-11. Even an app that tells the health condition of the frail MRT.

These on demand apps need quick development and quicker turnaround. Observing developers at hackathons is indicative of just how fast the Filipino developers works. Here is an example needed coming from a quick online survey or harassed commuters and students.

 A laundry app, beauty services app, UV express “pila” app, coming late to work (or school) app with a geolocator and time in and out, book sale app, vacant dorm and room-for-rent app. Why with Blockchain we can even vote using an app.

INTERNET OF THINGS makes life easy and smart. Thus the idea of controlling lights, opening doors, turning on appliances is already commonplace. Here will be over 20 billion IoT devices by 2020

Thus the idea of smart cities, smart home, e-retail, and e-health services is quickly moving. The strongest platform of IoT is the most common operating system—Android. Google’s “Android Things” allows faster take up and adoption of IoT. The host of devices, sensors, connectors, processors have also gone up while the prices have gone down. And since IoT is developing rapidly, the hardware makers, cognizant of the security impact it will have in the future have started to develop these with built in security features. 

IBM Watson, Intel Edison, Amazon Dash, the Arduino and Raspberry Pi have opened doors to programmers and developers to study and connect with the vast amount of information and apps already developed. Platforms on AWS, Microsoft Azure, Google Cloud Platform offer an open source environment to maximize the use and application of IoTs. 

Watch how the Pinoy developer, the likes of E-Science comes into this ecosystem with force in 2018.

GAMING is one field where the Filipino developer and game player excel. We have seen Filipinos dominating eSports activities globally. But we have also seen Filipino game developers slowly coming into the game app world with heroic attempts. Part of this gaming development is
Virtual Reality (VR) and Augmented Reality (AR).

Both technologies have redefined gaming and this has continued with gaming trends like Pokemon Go, which seemed to have lost some steam. Nevertheless, global research has predicted that AR and VR will generate $150 billion in revenue by 2020. 

Filipino developers must pursue this potential market. It is not limited to developers as even content is now being pushed with AR behind videos such at those produced using Amazon Go in the field of e-commerce.

I see companies like Synergy 88 at the forefront of gaming development using these technologies.

A caveat though.

I have observed that many developers, mesmerized by making millions of pesos from app development seem to be looking at making money instead of answering a demand or need. I believe this tramples on the development process.

For example, an excellent transport booking app designed for the daily traveller is not getting off the ground because the developer is more concerned towards selling (the process) or monetizing (by advertising) on this proof of concept rather than delivering code and functionality that considers real world situations (spotty Internet, payment systems) and security. Actual performance maybe there, but because of monetization, the transformative reality seemingly taking the backseat.

There is nothing wrong about monetization. Great technology fit to answer a need will necessarily deliver profit. (Raymond G.B. Tribdino)
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Column of the Day

Facebook’s constant state of denial

By ABIGAIL VALTE | January 23,2018
‘Funny that Facebook is concerned about objectivity problems but turns around and gives the users the power to rank based on their standards of trustworthiness.’

Opinion of the Day

Disloyalty

By REY O. ARCILLA | January 23, 2018
‘Locsin should just concentrate on learning and doing his job instead of contradicting his President which smacks of disloyalty. If he can’t do that, he should resign out of delicadeza, that is, if Digong has indeed compelling reasons not to fire him.’